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What Car Credit

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01622 200 150

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01622 200 160

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What Credit Ltd

3rd Floor GHL House
12-14 Albion Place
Maidstone
Kent ME14 5DZ

Opening Hours:

Monday to Friday 09:00 till 17:30
Saturdays 10:00 till 16:00
Sunday Closed

WE WILL SEARCH THE MARKET PLACE TO FIND A FINANCE PACKAGE TO SUIT YOU
BECAUSE CUSTOMER PROFILES ARE DIFFERENT, FINANCE COMPANY RATES, TERMS & CONDITIONS & ANNUAL PERCENTAGE RATES MAY VARY BETWEEN CUSTOMERS
PLEASE BE AWARE THAT IF YOU HAVE A POOR OR BAD CREDIT SCORE, THE COST OF CREDIT MAY BE HIGHER ( AS ILLUSTRATED BELOW )

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Terms & Conditions

Finance Examples

EXCELLENT CREDIT SCORE: Loan amount £7250 – 48 monthly payments at £169.17 – Total Cost of Credit £870.16 – Total amount payable £8120.16 – Representative example 6.85% APR. This is a yearly flat rate of interest of 3%. This is a fixed rate.

GOOD CREDIT SCORE: Loan amount £5000 – 48 monthly payments £129.17 Total cost of credit £1200.16 – Total amount payable £6200.16 – Representative example 12.9% APR. This is a yearly flat rate of interest of 6%. This is a fixed rate.

FAIR CREDIT SCORE: Loan amount £5000 – 48 monthly payments £139.57 – Total cost of credit £1699.36 – Total amount payable £6699.36 – representative example 16.8% APR. This is a yearly flat rate of interest of 8%. This is a fixed rate.

AVERAGE CREDIT SCORE: loan amount £5000 – 48 monthly payments £149.46 – Total cost of credit £2174.08 – total amount payable £7174.08 – representative example 21.8% APR. This is a yearly flat rate of interest of 10.87%. This is a fixed rate.

POOR CREDIT SCORE: Loan amount £7250 – 48 monthly payments £235.63 – total cost of credit £4060.24 – total amount payable £11310.24 – representative example 29.9% APR. This is a yearly flat rate of interest of 14%. This is a fixed rate.

BAD CREDIT SCORE/GUARANTOR LOAN: Loan amount £4000 – 36 monthly payments £195.16 –total cost of credit £3025.76 - total amount payable £7025.76 – representative example 49.9% APR. This is a yearly flat rate of interest of 18.9% This is a fixed rate.

Contact Us

What Caravan Finance

3rd Floor GHL House, 12-14 Albion Place

Maidstone , Kent , ME14 5DZ United Kingdom

01622 200150

What Caravan Finance is a Trading Style of What Credit Ltd, registered in England and Wales. Registered address: 76 Glebe Lane, Barming, Maidstone, Kent, ME16 9BD. Company number 07088857.
What Credit Limited is authorised and regulated by the Financial Conduct Authority firm reference number 673990. Data Protection Licence Number Z2128227

What Credit Limited is a licensed credit broker who can introduce you to a limited number of finance providers based on your credit rating and we may receive for such introductions. All finance is subject to status and income. Written quotation available on request. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

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